Use Case 4: Validations and Comparisons between First draw and Second draw Loan submission
**Key differences documented **
Flow Diagram
Draw 1 Vs Draw 2 Loan - API - Key Differences
Draw 1 | Draw 2 |
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Set second_draw_ppp_loan as False | Need to provide ppp_first_draw_sba_loan_number, ppp_first_draw_loan_amount and set second_draw_ppp_loan as True |
In case Borrower TIN and TIN type (EIN/SSN) had PPP application in First draw, API client will get error message | Lenders may use end point GET /api/etran_ppp_validation to validate First draw Loan information |
EIDL Loan fields are only applicable for First Draw PPP Loans (received_eidl, refinance_of_eidl_amount, refinance_of_eidl_loan_number) | EIDL Loan information is not applicable for second draw |
Revenue comparison is Not applicable for First draw loans | Revenue comparison is applicable for second draw loans (period_1_quarter, period_1_revenue, period_2_quarter, period_2_revenue, applicant_has_reduction_in_gross_receipts) |
applicant_meets_revenue_test_and_size_standard, applicant_meets_size_standard required for First draw applications | applicant_meets_revenue_test_and_size_standard required for second draw |
N/A | applicant_wont_receive_another_second_draw applicable for second draw |